10952 — Rockland County, New York Market Snapshot
Housing market data for zip code 10952 in Rockland County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$990,000
Days to Sell
53
Homes Sold
33
Inventory
80
Sale-to-List
98.1%
New Listings
77
Price/SqFt
$411
Pending Sales
34
Conforming Loan Available
The median home in 10952 at $990,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
10952's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 10952 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 10952 at $990,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 10952 are set at the county level.
2026 Loan Limits — Rockland County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 10952
To purchase the median home at $990,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,735.
Monthly Payment
$7,735
Income Required
$331,503
Principal & Interest
$6,100/mo
Down Payment (5%)
$49,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 10952.
Estimated Monthly Payment
$6,277
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