10913 — Rockland County, New York Market Snapshot
Housing market data for zip code 10913 in Rockland County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$747,750
Days to Sell
29
Homes Sold
10
Inventory
9
Sale-to-List
105.2%
New Listings
13
Price/SqFt
$362
Pending Sales
8
Conforming Loan Available
Most homebuyers in 10913 can comfortably use conventional financing. The median home price of $747,750 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 10913 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 10913 are selling 5.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 10913 can comfortably use conventional financing. The median home price of $747,750 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 10913 are set at the county level.
2026 Loan Limits — Rockland County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 10913
To purchase the median home at $747,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,879.
Monthly Payment
$5,879
Income Required
$251,958
Principal & Interest
$4,607/mo
Down Payment (5%)
$37,388
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 10913.
Estimated Monthly Payment
$4,778
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