11426 — Queens County, New York Market Snapshot
Housing market data for zip code 11426 in Queens County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$837,400
Days to Sell
38
Homes Sold
18
Inventory
21
Sale-to-List
96.8%
New Listings
35
Price/SqFt
$625
Pending Sales
20
Conforming Loan Available
Most homebuyers in 11426 can comfortably use conventional financing. The median home price of $837,400 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11426's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 11426 sells for 3.2% below asking price (96.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 11426 can comfortably use conventional financing. The median home price of $837,400 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11426 are set at the county level.
2026 Loan Limits — Queens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11426
To purchase the median home at $837,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,566.
Monthly Payment
$6,566
Income Required
$281,395
Principal & Interest
$5,160/mo
Down Payment (5%)
$41,870
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11426.
Estimated Monthly Payment
$5,332
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