11420 — Queens County, New York Market Snapshot
Housing market data for zip code 11420 in Queens County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$735,500
Days to Sell
52
Homes Sold
14
Inventory
43
Sale-to-List
99.1%
New Listings
39
Price/SqFt
$607
Pending Sales
21
Conforming Loan Available
Most homebuyers in 11420 can comfortably use conventional financing. The median home price of $735,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11420's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 11420 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 11420 can comfortably use conventional financing. The median home price of $735,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11420 are set at the county level.
2026 Loan Limits — Queens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11420
To purchase the median home at $735,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,785.
Monthly Payment
$5,785
Income Required
$247,936
Principal & Interest
$4,532/mo
Down Payment (5%)
$36,775
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11420.
Estimated Monthly Payment
$4,702
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