11355 — Queens County, New York Market Snapshot
Housing market data for zip code 11355 in Queens County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
46 sales in 2026 (year to date)
Median Sale Price
$568,400
Days to Sell
104
Homes Sold
46
Inventory
175
Sale-to-List
95.9%
New Listings
143
Price/SqFt
$785
Pending Sales
69
Conforming Loan Available
Most homebuyers in 11355 can comfortably use conventional financing. The median home price of $568,400 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 104 days on average, 11355 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 11355 sells for 4.1% below asking price (95.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 11355 can comfortably use conventional financing. The median home price of $568,400 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11355 are set at the county level.
2026 Loan Limits — Queens County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11355
To purchase the median home at $568,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,505.
Monthly Payment
$4,505
Income Required
$193,067
Principal & Interest
$3,502/mo
Down Payment (5%)
$28,420
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11355.
Estimated Monthly Payment
$3,668
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