14411 — Orleans County, New York Market Snapshot
Housing market data for zip code 14411 in Orleans County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$159,900
Days to Sell
12
Homes Sold
13
Inventory
2
Sale-to-List
99.4%
New Listings
26
Price/SqFt
$114
Pending Sales
30
Conforming Loan Available
Most homebuyers in 14411 can comfortably use conventional financing. The median home price of $159,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
14411 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 14411 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 14411 can comfortably use conventional financing. The median home price of $159,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 14411 are set at the county level.
2026 Loan Limits — Orleans County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 14411
To purchase the median home at $159,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,375.
Monthly Payment
$1,375
Income Required
$58,933
Principal & Interest
$985/mo
Down Payment (5%)
$7,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 14411.
Estimated Monthly Payment
$1,140
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