13219 — Onondaga County, New York Market Snapshot
Housing market data for zip code 13219 in Onondaga County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$241,250
Days to Sell
15
Homes Sold
20
Inventory
15
Sale-to-List
104.0%
New Listings
44
Price/SqFt
$197
Pending Sales
42
Conforming Loan Available
Most homebuyers in 13219 can comfortably use conventional financing. The median home price of $241,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 13219 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 13219 are selling 4.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 13219 can comfortably use conventional financing. The median home price of $241,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 13219 are set at the county level.
2026 Loan Limits — Onondaga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 13219
To purchase the median home at $241,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,998.
Monthly Payment
$1,998
Income Required
$85,645
Principal & Interest
$1,487/mo
Down Payment (5%)
$12,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 13219.
Estimated Monthly Payment
$1,643
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 13219. Tell us what you're looking for.