13141 — Onondaga County, New York Market Snapshot
Housing market data for zip code 13141 in Onondaga County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Onondaga County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$137,750
Days to Sell
31
Homes Sold
2
Inventory
N/A
Conforming Loan Available
Most homebuyers in 13141 can comfortably use conventional financing. The median home price of $137,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
13141's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 13141 can comfortably use conventional financing. The median home price of $137,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 13141 are set at the county level.
2026 Loan Limits — Onondaga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 13141
To purchase the median home at $137,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,205.
Monthly Payment
$1,205
Income Required
$51,660
Principal & Interest
$849/mo
Down Payment (5%)
$6,888
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 13141.
Estimated Monthly Payment
$1,003
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