10167 — New York County, New York Market Snapshot

Housing market data for zip code 10167 in New York County, New York. Updated monthly with median prices, days on market, and more.

Data as of December 2023

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the New York County county page for broader data.

Market Sales Data

1 sales in 2023

Source: Redfin

Median Sale Price

$10,300,000

Closed sales

Days to Sell

212

Median, listing to close

Homes Sold

1

Closed in 2023

Inventory

N/A

Jumbo Loan Likely Needed

The median home in 10167 at $10,300,000 exceeds the 2026 conforming loan limit of $1,209,750 by $9,090,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.

Market Insights

Market Temperature

With homes sitting for 212 days on average, 10167 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.

Conforming Loan Feasibility

The median home in 10167 at $10,300,000 exceeds the 2026 conforming loan limit of $1,209,750 by $9,090,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.

Loan limits in 10167 are set at the county level.

2026 Loan Limits — New York County

Property Units Conforming Limit FHA Limit
1 Unit$1,209,750$1,249,125
2 Units$1,548,975$1,599,375
3 Units$1,872,225$1,933,200
4 Units$2,326,875$2,402,625

Affordability Snapshot — Zip 10167

To purchase the median home at $10,300,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $79,065.

Monthly Payment

$79,065

Income Required

$3,388,514

Principal & Interest

$63,465/mo

Down Payment (5%)

$515,000

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 10167.

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Estimated Monthly Payment

$63,894

Principal & Interest$53,444
Property Tax$10,300
Insurance$150
Loan Amount$8,240,000
Total Interest$11,000,013
Income Required$2,738,335/yr

Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 10167.

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