10020 — New York County, New York Market Snapshot
Housing market data for zip code 10020 in New York County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the New York County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$82,148
Days to Sell
N/A
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 10020 can comfortably use conventional financing. The median home price of $82,148 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Conforming Loan Feasibility
Most homebuyers in 10020 can comfortably use conventional financing. The median home price of $82,148 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 10020 are set at the county level.
2026 Loan Limits — New York County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 10020
To purchase the median home at $82,148 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $779.
Monthly Payment
$779
Income Required
$33,403
Principal & Interest
$506/mo
Down Payment (5%)
$4,107
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 10020.
Estimated Monthly Payment
$658
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