11801 — Nassau County, New York Market Snapshot
Housing market data for zip code 11801 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$777,500
Days to Sell
40
Homes Sold
54
Inventory
83
Sale-to-List
101.0%
New Listings
123
Price/SqFt
$526
Pending Sales
68
Conforming Loan Available
Most homebuyers in 11801 can comfortably use conventional financing. The median home price of $777,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11801's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 11801 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 11801 can comfortably use conventional financing. The median home price of $777,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11801 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11801
To purchase the median home at $777,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,107.
Monthly Payment
$6,107
Income Required
$261,727
Principal & Interest
$4,791/mo
Down Payment (5%)
$38,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11801.
Estimated Monthly Payment
$4,962
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