11559 — Nassau County, New York Market Snapshot

Housing market data for zip code 11559 in Nassau County, New York. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 7 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Nassau County county page for broader data.

Market Sales Data

7 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$1,900,000

-13.2% YoYClosed sales

Days to Sell

78

Median, listing to close

Homes Sold

7

Closed in 2026

Inventory

17

Jumbo Loan Likely Needed

The median home in 11559 at $1,900,000 exceeds the 2026 conforming loan limit of $1,209,750 by $690,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.

Market Insights

Market Temperature

With homes sitting for 78 days on average, 11559 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.

Conforming Loan Feasibility

The median home in 11559 at $1,900,000 exceeds the 2026 conforming loan limit of $1,209,750 by $690,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.

Loan limits in 11559 are set at the county level.

2026 Loan Limits — Nassau County

Property Units Conforming Limit FHA Limit
1 Unit$1,209,750$1,249,125
2 Units$1,548,975$1,599,375
3 Units$1,872,225$1,933,200
4 Units$2,326,875$2,402,625

Affordability Snapshot — Zip 11559

To purchase the median home at $1,900,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $14,707.

Monthly Payment

$14,707

Income Required

$630,309

Principal & Interest

$11,707/mo

Down Payment (5%)

$95,000

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 11559.

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Estimated Monthly Payment

$11,909

Principal & Interest$9,859
Property Tax$1,900
Insurance$150
Loan Amount$1,520,000
Total Interest$2,029,128
Income Required$510,372/yr

Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 11559.

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