11553 — Nassau County, New York Market Snapshot
Housing market data for zip code 11553 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$681,500
Days to Sell
49
Homes Sold
16
Inventory
23
Sale-to-List
104.2%
New Listings
37
Price/SqFt
$439
Pending Sales
25
Conforming Loan Available
Most homebuyers in 11553 can comfortably use conventional financing. The median home price of $681,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11553's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 11553 are selling 4.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 11553 can comfortably use conventional financing. The median home price of $681,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11553 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11553
To purchase the median home at $681,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,371.
Monthly Payment
$5,371
Income Required
$230,205
Principal & Interest
$4,199/mo
Down Payment (5%)
$34,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11553.
Estimated Monthly Payment
$4,368
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