11530 — Nassau County, New York Market Snapshot
Housing market data for zip code 11530 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$1,392,500
Days to Sell
21
Homes Sold
38
Inventory
21
Sale-to-List
101.5%
New Listings
71
Price/SqFt
$669
Pending Sales
70
Jumbo Loan Likely Needed
The median home in 11530 at $1,392,500 exceeds the 2026 conforming loan limit of $1,209,750 by $182,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 11530 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 11530 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 11530 at $1,392,500 exceeds the 2026 conforming loan limit of $1,209,750 by $182,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11530 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11530
To purchase the median home at $1,392,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,819.
Monthly Payment
$10,819
Income Required
$463,667
Principal & Interest
$8,580/mo
Down Payment (5%)
$69,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11530.
Estimated Monthly Payment
$8,768
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