11509 — Nassau County, New York Market Snapshot
Housing market data for zip code 11509 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Nassau County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$1,274,500
Days to Sell
46
Homes Sold
2
Inventory
21
Jumbo Loan Likely Needed
The median home in 11509 at $1,274,500 exceeds the 2026 conforming loan limit of $1,209,750 by $64,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
11509's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 11509 at $1,274,500 exceeds the 2026 conforming loan limit of $1,209,750 by $64,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11509 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11509
To purchase the median home at $1,274,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,915.
Monthly Payment
$9,915
Income Required
$424,920
Principal & Interest
$7,853/mo
Down Payment (5%)
$63,725
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11509.
Estimated Monthly Payment
$8,038
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