11030 — Nassau County, New York Market Snapshot
Housing market data for zip code 11030 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$2,428,755
Days to Sell
15
Homes Sold
28
Inventory
29
Sale-to-List
105.3%
New Listings
61
Price/SqFt
$955
Pending Sales
51
Jumbo Loan Likely Needed
The median home in 11030 at $2,428,755 exceeds the 2026 conforming loan limit of $1,209,750 by $1,219,005. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 11030 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 11030 are selling 5.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 11030 at $2,428,755 exceeds the 2026 conforming loan limit of $1,209,750 by $1,219,005. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11030 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11030
To purchase the median home at $2,428,755 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $18,758.
Monthly Payment
$18,758
Income Required
$803,929
Principal & Interest
$14,965/mo
Down Payment (5%)
$121,438
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11030.
Estimated Monthly Payment
$15,181
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 11030.
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