11024 — Nassau County, New York Market Snapshot
Housing market data for zip code 11024 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$2,950,500
Days to Sell
82
Homes Sold
12
Inventory
26
Sale-to-List
89.9%
New Listings
28
Price/SqFt
$767
Pending Sales
21
Jumbo Loan Likely Needed
The median home in 11024 at $2,950,500 exceeds the 2026 conforming loan limit of $1,209,750 by $1,740,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 11024 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 11024 sells for 10.1% below asking price (89.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 11024 at $2,950,500 exceeds the 2026 conforming loan limit of $1,209,750 by $1,740,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11024 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11024
To purchase the median home at $2,950,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $22,756.
Monthly Payment
$22,756
Income Required
$975,248
Principal & Interest
$18,180/mo
Down Payment (5%)
$147,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11024.
Estimated Monthly Payment
$18,410
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 11024.
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