11003 — Nassau County, New York Market Snapshot
Housing market data for zip code 11003 in Nassau County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$726,500
Days to Sell
48
Homes Sold
42
Inventory
43
Sale-to-List
100.7%
New Listings
78
Price/SqFt
$508
Pending Sales
57
Conforming Loan Available
Most homebuyers in 11003 can comfortably use conventional financing. The median home price of $726,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
11003's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 11003 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 11003 can comfortably use conventional financing. The median home price of $726,500 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11003 are set at the county level.
2026 Loan Limits — Nassau County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11003
To purchase the median home at $726,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,716.
Monthly Payment
$5,716
Income Required
$244,980
Principal & Interest
$4,476/mo
Down Payment (5%)
$36,325
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11003.
Estimated Monthly Payment
$4,646
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