14617 — Monroe County, New York Market Snapshot
Housing market data for zip code 14617 in Monroe County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$286,250
Days to Sell
7
Homes Sold
52
Inventory
12
Sale-to-List
125.9%
New Listings
85
Price/SqFt
$203
Pending Sales
79
Conforming Loan Available
Most homebuyers in 14617 can comfortably use conventional financing. The median home price of $286,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
14617 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 14617 are selling 25.9% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 14617 can comfortably use conventional financing. The median home price of $286,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 14617 are set at the county level.
2026 Loan Limits — Monroe County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 14617
To purchase the median home at $286,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,343.
Monthly Payment
$2,343
Income Required
$100,421
Principal & Interest
$1,764/mo
Down Payment (5%)
$14,313
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 14617.
Estimated Monthly Payment
$1,922
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 14617. Tell us what you're looking for.