14519 — Monroe County, New York Market Snapshot
Housing market data for zip code 14519 in Monroe County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$368,300
Days to Sell
8
Homes Sold
19
Inventory
22
Sale-to-List
113.0%
New Listings
41
Price/SqFt
$232
Pending Sales
33
Conforming Loan Available
Most homebuyers in 14519 can comfortably use conventional financing. The median home price of $368,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
14519 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 14519 are selling 13.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 14519 can comfortably use conventional financing. The median home price of $368,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 14519 are set at the county level.
2026 Loan Limits — Monroe County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 14519
To purchase the median home at $368,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,972.
Monthly Payment
$2,972
Income Required
$127,363
Principal & Interest
$2,269/mo
Down Payment (5%)
$18,415
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 14519.
Estimated Monthly Payment
$2,429
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