11235 — Kings County, New York Market Snapshot
Housing market data for zip code 11235 in Kings County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$1,125,000
Days to Sell
132
Homes Sold
15
Inventory
54
Sale-to-List
94.0%
New Listings
42
Price/SqFt
$500
Pending Sales
18
Conforming Loan Available
The median home in 11235 at $1,125,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 132 days on average, 11235 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 11235 sells for 6.0% below asking price (94.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 11235 at $1,125,000 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 11235 are set at the county level.
2026 Loan Limits — Kings County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11235
To purchase the median home at $1,125,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,769.
Monthly Payment
$8,769
Income Required
$375,831
Principal & Interest
$6,932/mo
Down Payment (5%)
$56,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11235.
Estimated Monthly Payment
$7,112
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