11217 — Kings County, New York Market Snapshot
Housing market data for zip code 11217 in Kings County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
39 sales in 2026 (year to date)
Median Sale Price
$1,580,000
Days to Sell
66
Homes Sold
39
Inventory
50
Sale-to-List
99.5%
New Listings
82
Price/SqFt
$1,320
Pending Sales
50
Jumbo Loan Likely Needed
The median home in 11217 at $1,580,000 exceeds the 2026 conforming loan limit of $1,209,750 by $370,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 66 days on average, 11217 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 11217 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 11217 at $1,580,000 exceeds the 2026 conforming loan limit of $1,209,750 by $370,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11217 are set at the county level.
2026 Loan Limits — Kings County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11217
To purchase the median home at $1,580,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,255.
Monthly Payment
$12,255
Income Required
$525,234
Principal & Interest
$9,735/mo
Down Payment (5%)
$79,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11217.
Estimated Monthly Payment
$9,928
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 11217.
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