11209 — Kings County, New York Market Snapshot
Housing market data for zip code 11209 in Kings County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$1,520,000
Days to Sell
162
Homes Sold
10
Inventory
30
Sale-to-List
93.9%
New Listings
28
Price/SqFt
$638
Pending Sales
22
Jumbo Loan Likely Needed
The median home in 11209 at $1,520,000 exceeds the 2026 conforming loan limit of $1,209,750 by $310,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 162 days on average, 11209 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 11209 sells for 6.1% below asking price (93.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 11209 at $1,520,000 exceeds the 2026 conforming loan limit of $1,209,750 by $310,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 11209 are set at the county level.
2026 Loan Limits — Kings County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11209
To purchase the median home at $1,520,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,796.
Monthly Payment
$11,796
Income Required
$505,533
Principal & Interest
$9,366/mo
Down Payment (5%)
$76,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11209.
Estimated Monthly Payment
$9,557
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 11209.
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