11203 — Kings County, New York Market Snapshot
Housing market data for zip code 11203 in Kings County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$655,000
Days to Sell
22
Homes Sold
15
Inventory
28
Sale-to-List
99.2%
New Listings
11
Price/SqFt
$1,065
Pending Sales
11
Conforming Loan Available
Most homebuyers in 11203 can comfortably use conventional financing. The median home price of $655,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 11203 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 11203 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 11203 can comfortably use conventional financing. The median home price of $655,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 11203 are set at the county level.
2026 Loan Limits — Kings County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 11203
To purchase the median home at $655,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,168.
Monthly Payment
$5,168
Income Required
$221,503
Principal & Interest
$4,036/mo
Down Payment (5%)
$32,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 11203.
Estimated Monthly Payment
$4,204
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