10803 — Bronx County, New York Market Snapshot
Housing market data for zip code 10803 in Bronx County, New York. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$1,592,500
Days to Sell
30
Homes Sold
20
Inventory
20
Sale-to-List
103.9%
New Listings
58
Price/SqFt
$608
Pending Sales
50
Jumbo Loan Likely Needed
The median home in 10803 at $1,592,500 exceeds the 2026 conforming loan limit of $1,209,750 by $382,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
10803's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 10803 are selling 3.9% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 10803 at $1,592,500 exceeds the 2026 conforming loan limit of $1,209,750 by $382,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 10803 are set at the county level.
2026 Loan Limits — Bronx County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 10803
To purchase the median home at $1,592,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,351.
Monthly Payment
$12,351
Income Required
$529,338
Principal & Interest
$9,812/mo
Down Payment (5%)
$79,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 10803.
Estimated Monthly Payment
$10,006
Jumbo loan required. Loan amount exceeds the $1,209,750 conforming limit for 10803.
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