87569 — San Miguel County, New Mexico Market Snapshot
Housing market data for zip code 87569 in San Miguel County, New Mexico. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the San Miguel County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$68,250
Days to Sell
41
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 87569 can comfortably use conventional financing. The median home price of $68,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
87569's market is balanced with homes taking an average of 41 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 87569 can comfortably use conventional financing. The median home price of $68,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 87569 are set at the county level.
2026 Loan Limits — San Miguel County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 87569
To purchase the median home at $68,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $673.
Monthly Payment
$673
Income Required
$28,839
Principal & Interest
$421/mo
Down Payment (5%)
$3,413
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 87569.
Estimated Monthly Payment
$572
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