07757 — Monmouth County, New Jersey Market Snapshot
Housing market data for zip code 07757 in Monmouth County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$1,112,500
Days to Sell
20
Homes Sold
10
Inventory
8
Sale-to-List
101.5%
New Listings
13
Price/SqFt
$499
Pending Sales
8
Conforming Loan Available
The median home in 07757 at $1,112,500 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 07757 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 07757 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 07757 at $1,112,500 falls within the 2026 conforming loan limit of $1,209,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 07757 are set at the county level.
2026 Loan Limits — Monmouth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 07757
To purchase the median home at $1,112,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,674.
Monthly Payment
$8,674
Income Required
$371,727
Principal & Interest
$6,855/mo
Down Payment (5%)
$55,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 07757.
Estimated Monthly Payment
$7,035
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