08829 — Hunterdon County, New Jersey Market Snapshot
Housing market data for zip code 08829 in Hunterdon County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$443,000
Days to Sell
25
Homes Sold
12
Inventory
11
Sale-to-List
105.9%
New Listings
28
Price/SqFt
$309
Pending Sales
22
Conforming Loan Available
Most homebuyers in 08829 can comfortably use conventional financing. The median home price of $443,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 08829 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 08829 are selling 5.9% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 08829 can comfortably use conventional financing. The median home price of $443,000 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08829 are set at the county level.
2026 Loan Limits — Hunterdon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,209,750 | $1,249,125 |
| 2 Units | $1,548,975 | $1,599,375 |
| 3 Units | $1,872,225 | $1,933,200 |
| 4 Units | $2,326,875 | $2,402,625 |
Affordability Snapshot — Zip 08829
To purchase the median home at $443,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,544.
Monthly Payment
$3,544
Income Required
$151,891
Principal & Interest
$2,730/mo
Down Payment (5%)
$22,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08829.
Estimated Monthly Payment
$2,892
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