08560 — Hunterdon County, New Jersey Market Snapshot

Housing market data for zip code 08560 in Hunterdon County, New Jersey. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Limited Sales Data

Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Hunterdon County county page for broader data.

Market Sales Data

8 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$722,215

Closed sales

Days to Sell

55

Median, listing to close

Homes Sold

8

Closed in 2026

Inventory

10

Conforming Loan Available

Most homebuyers in 08560 can comfortably use conventional financing. The median home price of $722,215 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

08560's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Conforming Loan Feasibility

Most homebuyers in 08560 can comfortably use conventional financing. The median home price of $722,215 is well below the 2026 conforming loan limit of $1,209,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 08560 are set at the county level.

2026 Loan Limits — Hunterdon County

Property Units Conforming Limit FHA Limit
1 Unit$1,209,750$1,249,125
2 Units$1,548,975$1,599,375
3 Units$1,872,225$1,933,200
4 Units$2,326,875$2,402,625

Affordability Snapshot — Zip 08560

To purchase the median home at $722,215 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,683.

Monthly Payment

$5,683

Income Required

$243,574

Principal & Interest

$4,450/mo

Down Payment (5%)

$36,111

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 08560.

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Estimated Monthly Payment

$4,620

Principal & Interest$3,747
Property Tax$722
Insurance$150
Loan Amount$577,772
Total Interest$771,299
Income Required$197,984/yr

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