08108 — Camden County, New Jersey Market Snapshot
Housing market data for zip code 08108 in Camden County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$401,500
Days to Sell
10
Homes Sold
13
Inventory
5
Sale-to-List
103.7%
New Listings
21
Price/SqFt
$313
Pending Sales
18
Conforming Loan Available
Most homebuyers in 08108 can comfortably use conventional financing. The median home price of $401,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
08108 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 08108 are selling 3.7% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 08108 can comfortably use conventional financing. The median home price of $401,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08108 are set at the county level.
2026 Loan Limits — Camden County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 08108
To purchase the median home at $401,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,226.
Monthly Payment
$3,226
Income Required
$138,264
Principal & Interest
$2,474/mo
Down Payment (5%)
$20,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08108.
Estimated Monthly Payment
$2,635
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