08091 — Camden County, New Jersey Market Snapshot
Housing market data for zip code 08091 in Camden County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$412,500
Days to Sell
30
Homes Sold
20
Inventory
11
Sale-to-List
103.3%
New Listings
22
Price/SqFt
$270
Pending Sales
21
Conforming Loan Available
Most homebuyers in 08091 can comfortably use conventional financing. The median home price of $412,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
08091's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 08091 are selling 3.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 08091 can comfortably use conventional financing. The median home price of $412,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08091 are set at the county level.
2026 Loan Limits — Camden County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 08091
To purchase the median home at $412,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,310.
Monthly Payment
$3,310
Income Required
$141,876
Principal & Interest
$2,542/mo
Down Payment (5%)
$20,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08091.
Estimated Monthly Payment
$2,703
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