08043 — Camden County, New Jersey Market Snapshot

Housing market data for zip code 08043 in Camden County, New Jersey. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Market Sales Data

48 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$622,500

-6.9% YoYClosed sales

Days to Sell

30

Median, listing to close

Homes Sold

48

Closed in 2026

Inventory

33

Sale-to-List

104.0%

New Listings

87

Price/SqFt

$252

Pending Sales

65

Conforming Loan Available

Most homebuyers in 08043 can comfortably use conventional financing. The median home price of $622,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

08043's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Sale-to-List Ratio

Homes in 08043 are selling 4.0% above asking price on average, signaling strong competition. Buyers should budget above list price.

Conforming Loan Feasibility

Most homebuyers in 08043 can comfortably use conventional financing. The median home price of $622,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 08043 are set at the county level.

2026 Loan Limits — Camden County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$630,200
2 Units$1,066,250$806,750
3 Units$1,288,800$975,200
4 Units$1,601,750$1,211,950

Affordability Snapshot — Zip 08043

To purchase the median home at $622,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,919.

Monthly Payment

$4,919

Income Required

$210,831

Principal & Interest

$3,836/mo

Down Payment (5%)

$31,125

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 08043.

%
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Estimated Monthly Payment

$4,003

Principal & Interest$3,230
Property Tax$623
Insurance$150
Loan Amount$498,000
Total Interest$664,807
Income Required$171,537/yr

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