08021 — Camden County, New Jersey Market Snapshot
Housing market data for zip code 08021 in Camden County, New Jersey. Updated monthly with median prices, days on market, and more.
Market Sales Data
53 sales in 2026 (year to date)
Median Sale Price
$220,000
Days to Sell
46
Homes Sold
53
Inventory
44
Sale-to-List
99.5%
New Listings
69
Price/SqFt
$172
Pending Sales
71
Conforming Loan Available
Most homebuyers in 08021 can comfortably use conventional financing. The median home price of $220,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
08021's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 08021 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 08021 can comfortably use conventional financing. The median home price of $220,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 08021 are set at the county level.
2026 Loan Limits — Camden County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $630,200 |
| 2 Units | $1,066,250 | $806,750 |
| 3 Units | $1,288,800 | $975,200 |
| 4 Units | $1,601,750 | $1,211,950 |
Affordability Snapshot — Zip 08021
To purchase the median home at $220,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,836.
Monthly Payment
$1,836
Income Required
$78,667
Principal & Interest
$1,356/mo
Down Payment (5%)
$11,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 08021.
Estimated Monthly Payment
$1,512
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