03862 — Rockingham County, New Hampshire Market Snapshot
Housing market data for zip code 03862 in Rockingham County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$817,450
Days to Sell
51
Homes Sold
18
Inventory
12
Sale-to-List
97.3%
New Listings
16
Price/SqFt
$337
Pending Sales
14
Conforming Loan Available
The median home in 03862 at $817,450 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
03862's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 03862 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 03862 at $817,450 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 03862 are set at the county level.
2026 Loan Limits — Rockingham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 03862
To purchase the median home at $817,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,413.
Monthly Payment
$6,413
Income Required
$274,845
Principal & Interest
$5,037/mo
Down Payment (5%)
$40,873
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03862.
Estimated Monthly Payment
$5,209
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