03840 — Rockingham County, New Hampshire Market Snapshot
Housing market data for zip code 03840 in Rockingham County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Rockingham County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$1,349,500
Days to Sell
54
Homes Sold
8
Inventory
26
Jumbo Loan Likely Needed
The median home in 03840 at $1,349,500 exceeds the 2026 conforming loan limit of $962,550 by $386,950. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
03840's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 03840 at $1,349,500 exceeds the 2026 conforming loan limit of $962,550 by $386,950. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 03840 are set at the county level.
2026 Loan Limits — Rockingham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 03840
To purchase the median home at $1,349,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $10,489.
Monthly Payment
$10,489
Income Required
$449,547
Principal & Interest
$8,315/mo
Down Payment (5%)
$67,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03840.
Estimated Monthly Payment
$8,502
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 03840.
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