03287 — Merrimack County, New Hampshire Market Snapshot
Housing market data for zip code 03287 in Merrimack County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Merrimack County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$677,500
Days to Sell
28
Homes Sold
4
Inventory
4
Conforming Loan Available
The median home in 03287 at $677,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 03287 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 03287 at $677,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 03287 are set at the county level.
2026 Loan Limits — Merrimack County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03287
To purchase the median home at $677,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,341.
Monthly Payment
$5,341
Income Required
$228,891
Principal & Interest
$4,175/mo
Down Payment (5%)
$33,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03287.
Estimated Monthly Payment
$4,343
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