03110 — Hillsborough County, New Hampshire Market Snapshot
Housing market data for zip code 03110 in Hillsborough County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$894,500
Days to Sell
40
Homes Sold
42
Inventory
53
Sale-to-List
101.1%
New Listings
87
Price/SqFt
$319
Pending Sales
69
Jumbo Loan Likely Needed
The median home in 03110 at $894,500 exceeds the 2026 conforming loan limit of $832,750 by $61,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
03110's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 03110 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 03110 at $894,500 exceeds the 2026 conforming loan limit of $832,750 by $61,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 03110 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $589,950 |
| 2 Units | $1,066,250 | $755,250 |
| 3 Units | $1,288,800 | $912,900 |
| 4 Units | $1,601,750 | $1,134,550 |
Affordability Snapshot — Zip 03110
To purchase the median home at $894,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,003.
Monthly Payment
$7,003
Income Required
$300,144
Principal & Interest
$5,512/mo
Down Payment (5%)
$44,725
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03110.
Estimated Monthly Payment
$5,686
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