03051 — Hillsborough County, New Hampshire Market Snapshot
Housing market data for zip code 03051 in Hillsborough County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$631,000
Days to Sell
20
Homes Sold
27
Inventory
22
Sale-to-List
103.3%
New Listings
52
Price/SqFt
$299
Pending Sales
52
Conforming Loan Available
Most homebuyers in 03051 can comfortably use conventional financing. The median home price of $631,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 03051 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 03051 are selling 3.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 03051 can comfortably use conventional financing. The median home price of $631,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03051 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $589,950 |
| 2 Units | $1,066,250 | $755,250 |
| 3 Units | $1,288,800 | $912,900 |
| 4 Units | $1,601,750 | $1,134,550 |
Affordability Snapshot — Zip 03051
To purchase the median home at $631,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,985.
Monthly Payment
$4,985
Income Required
$213,622
Principal & Interest
$3,888/mo
Down Payment (5%)
$31,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03051.
Estimated Monthly Payment
$4,055
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