03031 — Hillsborough County, New Hampshire Market Snapshot
Housing market data for zip code 03031 in Hillsborough County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 9 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Hillsborough County county page for broader data.
Market Sales Data
9 sales in 2026 (year to date)
Median Sale Price
$512,533
Days to Sell
18
Homes Sold
9
Inventory
10
Conforming Loan Available
Most homebuyers in 03031 can comfortably use conventional financing. The median home price of $512,533 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 03031 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 03031 can comfortably use conventional financing. The median home price of $512,533 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03031 are set at the county level.
2026 Loan Limits — Hillsborough County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $589,950 |
| 2 Units | $1,066,250 | $755,250 |
| 3 Units | $1,288,800 | $912,900 |
| 4 Units | $1,601,750 | $1,134,550 |
Affordability Snapshot — Zip 03031
To purchase the median home at $512,533 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,077.
Monthly Payment
$4,077
Income Required
$174,723
Principal & Interest
$3,158/mo
Down Payment (5%)
$25,627
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03031.
Estimated Monthly Payment
$3,322
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 03031. Tell us what you're looking for.