03768 — Grafton County, New Hampshire Market Snapshot
Housing market data for zip code 03768 in Grafton County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 3 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Grafton County county page for broader data.
Market Sales Data
3 sales in 2026 (year to date)
Median Sale Price
$2,100,000
Days to Sell
289
Homes Sold
3
Inventory
10
Jumbo Loan Likely Needed
The median home in 03768 at $2,100,000 exceeds the 2026 conforming loan limit of $832,750 by $1,267,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 289 days on average, 03768 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 03768 at $2,100,000 exceeds the 2026 conforming loan limit of $832,750 by $1,267,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 03768 are set at the county level.
2026 Loan Limits — Grafton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03768
To purchase the median home at $2,100,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $16,240.
Monthly Payment
$16,240
Income Required
$695,980
Principal & Interest
$12,940/mo
Down Payment (5%)
$105,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03768.
Estimated Monthly Payment
$13,146
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 03768.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 03768. Tell us what you're looking for.