03755 — Grafton County, New Hampshire Market Snapshot
Housing market data for zip code 03755 in Grafton County, New Hampshire. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$1,517,250
Days to Sell
65
Homes Sold
12
Inventory
16
Sale-to-List
100.8%
New Listings
22
Price/SqFt
$523
Pending Sales
15
Jumbo Loan Likely Needed
The median home in 03755 at $1,517,250 exceeds the 2026 conforming loan limit of $832,750 by $684,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 65 days on average, 03755 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 03755 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 03755 at $1,517,250 exceeds the 2026 conforming loan limit of $832,750 by $684,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 03755 are set at the county level.
2026 Loan Limits — Grafton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03755
To purchase the median home at $1,517,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,775.
Monthly Payment
$11,775
Income Required
$504,629
Principal & Interest
$9,349/mo
Down Payment (5%)
$75,863
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03755.
Estimated Monthly Payment
$9,540
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 03755.
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