03580 — Grafton County, New Hampshire Market Snapshot
Housing market data for zip code 03580 in Grafton County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Grafton County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$627,500
Days to Sell
152
Homes Sold
8
Inventory
7
Conforming Loan Available
Most homebuyers in 03580 can comfortably use conventional financing. The median home price of $627,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 152 days on average, 03580 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 03580 can comfortably use conventional financing. The median home price of $627,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03580 are set at the county level.
2026 Loan Limits — Grafton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03580
To purchase the median home at $627,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,958.
Monthly Payment
$4,958
Income Required
$212,473
Principal & Interest
$3,866/mo
Down Payment (5%)
$31,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03580.
Estimated Monthly Payment
$4,033
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