03226 — Belknap County, New Hampshire Market Snapshot
Housing market data for zip code 03226 in Belknap County, New Hampshire. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 3 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Belknap County county page for broader data.
Market Sales Data
3 sales in 2026 (year to date)
Median Sale Price
$534,900
Days to Sell
16
Homes Sold
3
Inventory
11
Conforming Loan Available
Most homebuyers in 03226 can comfortably use conventional financing. The median home price of $534,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 03226 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 03226 can comfortably use conventional financing. The median home price of $534,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 03226 are set at the county level.
2026 Loan Limits — Belknap County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 03226
To purchase the median home at $534,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,248.
Monthly Payment
$4,248
Income Required
$182,067
Principal & Interest
$3,296/mo
Down Payment (5%)
$26,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 03226.
Estimated Monthly Payment
$3,460
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