89410 — Douglas County, Nevada Market Snapshot
Housing market data for zip code 89410 in Douglas County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$684,950
Days to Sell
45
Homes Sold
38
Inventory
42
Sale-to-List
97.9%
New Listings
47
Price/SqFt
$387
Pending Sales
47
Conforming Loan Available
The median home in 89410 at $684,950 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
89410's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 89410 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 89410 at $684,950 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 89410 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $736,000 |
| 2 Units | $1,066,250 | $942,200 |
| 3 Units | $1,288,800 | $1,138,900 |
| 4 Units | $1,601,750 | $1,415,400 |
Affordability Snapshot — Zip 89410
To purchase the median home at $684,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,398.
Monthly Payment
$5,398
Income Required
$231,337
Principal & Interest
$4,220/mo
Down Payment (5%)
$34,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89410.
Estimated Monthly Payment
$4,389
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