89144 — Clark County, Nevada Market Snapshot
Housing market data for zip code 89144 in Clark County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
100 sales in 2026 (year to date)
Median Sale Price
$562,500
Days to Sell
42
Homes Sold
100
Inventory
106
Sale-to-List
97.7%
New Listings
127
Price/SqFt
$310
Pending Sales
105
Conforming Loan Available
Most homebuyers in 89144 can comfortably use conventional financing. The median home price of $562,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
89144's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 89144 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 89144 can comfortably use conventional financing. The median home price of $562,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 89144 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 89144
To purchase the median home at $562,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,460.
Monthly Payment
$4,460
Income Required
$191,130
Principal & Interest
$3,466/mo
Down Payment (5%)
$28,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89144.
Estimated Monthly Payment
$3,631
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