89054 — Clark County, Nevada Market Snapshot

Housing market data for zip code 89054 in Clark County, Nevada. Updated monthly with median prices, days on market, and more.

Data as of December 2022

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Clark County county page for broader data.

Market Sales Data

1 sales in 2022

Source: Redfin

Median Sale Price

$1,276,000

Closed sales

Days to Sell

51

Median, listing to close

Homes Sold

1

Closed in 2022

Inventory

N/A

Jumbo Loan Likely Needed

The median home in 89054 at $1,276,000 exceeds the 2026 conforming loan limit of $832,750 by $443,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.

Market Insights

Market Temperature

89054's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Conforming Loan Feasibility

The median home in 89054 at $1,276,000 exceeds the 2026 conforming loan limit of $832,750 by $443,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.

Loan limits in 89054 are set at the county level.

2026 Loan Limits — Clark County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 89054

To purchase the median home at $1,276,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,926.

Monthly Payment

$9,926

Income Required

$425,413

Principal & Interest

$7,862/mo

Down Payment (5%)

$63,800

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 89054.

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Estimated Monthly Payment

$8,047

Principal & Interest$6,621
Property Tax$1,276
Insurance$150
Loan Amount$1,020,800
Total Interest$1,362,720
Income Required$344,867/yr

Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 89054.

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