59088 — Yellowstone County, Montana Market Snapshot
Housing market data for zip code 59088 in Yellowstone County, Montana. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$359,900
Days to Sell
59
Homes Sold
13
Inventory
3
Sale-to-List
0.0%
New Listings
8
Price/SqFt
$160
Pending Sales
8
Conforming Loan Available
Most homebuyers in 59088 can comfortably use conventional financing. The median home price of $359,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
59088's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 59088 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 59088 can comfortably use conventional financing. The median home price of $359,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 59088 are set at the county level.
2026 Loan Limits — Yellowstone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $754,400 |
| 2 Units | $1,066,250 | $965,750 |
| 3 Units | $1,288,800 | $1,167,400 |
| 4 Units | $1,601,750 | $1,450,800 |
Affordability Snapshot — Zip 59088
To purchase the median home at $359,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,907.
Monthly Payment
$2,907
Income Required
$124,605
Principal & Interest
$2,218/mo
Down Payment (5%)
$17,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 59088.
Estimated Monthly Payment
$2,377
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