59925 — Flathead County, Montana Market Snapshot
Housing market data for zip code 59925 in Flathead County, Montana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Flathead County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$891,000
Days to Sell
248
Homes Sold
4
Inventory
14
Jumbo Loan Likely Needed
The median home in 59925 at $891,000 exceeds the 2026 conforming loan limit of $832,750 by $58,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 248 days on average, 59925 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
The median home in 59925 at $891,000 exceeds the 2026 conforming loan limit of $832,750 by $58,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 59925 are set at the county level.
2026 Loan Limits — Flathead County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $615,250 |
| 2 Units | $1,066,250 | $787,650 |
| 3 Units | $1,288,800 | $952,050 |
| 4 Units | $1,601,750 | $1,183,200 |
Affordability Snapshot — Zip 59925
To purchase the median home at $891,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,977.
Monthly Payment
$6,977
Income Required
$298,995
Principal & Interest
$5,490/mo
Down Payment (5%)
$44,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 59925.
Estimated Monthly Payment
$5,664
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