59001 — Carbon County, Montana Market Snapshot
Housing market data for zip code 59001 in Carbon County, Montana. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Carbon County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$369,450
Days to Sell
42
Homes Sold
4
Inventory
7
Conforming Loan Available
Most homebuyers in 59001 can comfortably use conventional financing. The median home price of $369,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
59001's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 59001 can comfortably use conventional financing. The median home price of $369,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 59001 are set at the county level.
2026 Loan Limits — Carbon County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $754,400 |
| 2 Units | $1,066,250 | $965,750 |
| 3 Units | $1,288,800 | $1,167,400 |
| 4 Units | $1,601,750 | $1,450,800 |
Affordability Snapshot — Zip 59001
To purchase the median home at $369,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,981.
Monthly Payment
$2,981
Income Required
$127,740
Principal & Interest
$2,276/mo
Down Payment (5%)
$18,473
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 59001.
Estimated Monthly Payment
$2,436
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 59001. Tell us what you're looking for.