65742 — Webster County, Missouri Market Snapshot
Housing market data for zip code 65742 in Webster County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$334,650
Days to Sell
39
Homes Sold
60
Inventory
49
Sale-to-List
92.3%
New Listings
86
Price/SqFt
$183
Pending Sales
76
Conforming Loan Available
Most homebuyers in 65742 can comfortably use conventional financing. The median home price of $334,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
65742's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 65742 sells for 7.7% below asking price (92.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 65742 can comfortably use conventional financing. The median home price of $334,650 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65742 are set at the county level.
2026 Loan Limits — Webster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65742
To purchase the median home at $334,650 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,714.
Monthly Payment
$2,714
Income Required
$116,314
Principal & Interest
$2,062/mo
Down Payment (5%)
$16,733
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65742.
Estimated Monthly Payment
$2,221
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